45 Cortez AvenueSt. Augustine, FL 32080Price: $2,300,000

  • Price: $2,300,000
  • Est. Mortgage of $/month
  • 332 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $2,300,000List Price
  • 4Bedrooms
  • 3Full Bath
  • 1Half Baths
  • 2,872Square Feet

Open Houses

May 25th
Starts: 11:00am
Ends: 5:00pm
Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

Property Details of 45 Cortez Avenue

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by HILARIE DURRETT of HOUSE & HAVEN

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 25, 2026 5:46 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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