1306 S 4th StreetFernandina Beach, FL 32034Price: $399,999

  • Price: $399,999
  • Est. Mortgage of $/month
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Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $399,999List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,008Square Feet
Welcome to your new favorite island home, this 3 bedroom, 2 bath bungalow offers a practical layout and solid construction just minutes from the best of Fernandina Beach. Built with concrete block construction, the home offers durability, reliability, and lower long term maintenance considerations. Being sold furnished, it is move in ready and suitable for immediate use as a primary residence, second home, or rental property. Vinyl plank flooring runs throughout the home and supports everyday living with easy upkeep. The interior layout is efficient and functional, maximizing usable square footage without wasted space. Outside, the property includes multiple fruit trees, a large storage shed, and a fully fenced backyard that can accommodate pets, equipment, or outdoor gatherings. Two separate driveways provide ample off street parking for residents and guests. Eligible for short term rentals, this property offers flexibility for personal use or income production. Located approximately five minutes from the beach and two minutes from historic downtown Fernandina Beach with dining, shopping, and local services nearby. Book your private showing today.

Property Details of 1306 S 4th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Keith Davis of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 25, 2026 7:03 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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