1102 Ladies StreetFernandina Beach, FL 32034Price: $1,699,000

  • Price: $1,699,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,699,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 2,360Square Feet
In the historic heart of Old Town, 1102 Ladies Street is a rare Amelia Island find that blends classic charm with exceptional quality and craftsmanship. Set on a highly desired double lot, this custom-built home was constructed for strength and efficiency, including 2x8 framing for added integrity in a strong wind zone. A true Old Town differentiator is the ample off-street driveway parking, a practical luxury that makes daily life and entertaining easy. Inside, the main floor offers an open-concept kitchen and dining area that flows seamlessly into the living room for effortless gathering. The kitchen is anchored by a BlueStar gas range and designed for both everyday living and entertaining. A cozy wood-burning fireplace adds warmth and character to the living space. Building upgrades include foam insulation with added attic and underfloor insulation, plus a standing seam metal roof for lasting durability. Out back, the fully fenced oversized backyard faces Egan's Creek and feels peaceful and private, come back from the beach and rinse off at the outdoor shower with hot water, with the undeveloped parcel next door adding even more breathing room. Enjoy quiet evenings, unwind in the spacious yard that is perfect for entertaining with room to add in a pool. Evenings shine here, with sunsets out front and a backyard designed for relaxing island living. Homes with this level of detail, structural upgrades, and rare features like a double lot and generous parking do not come along often-and they sell quickly. Schedule your private showing today before someone else claims 1102 Ladies Street.

Property Details of 1102 Ladies Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Tamara Jones of AMELIA ISLAND REAL ESTATE SERVICES

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 25, 2026 7:03 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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